LINGUISTICS & CULTURE
|Data:||10/OUT/2012 9:09 PM|
Alguém poderia tecer algum comentário sobre? Há muito isto me intriga. Grato
Fidelity wants particularly young workers to think about saving now. To be sure Fidelity makes its money based on people saving for retirement. And Fidelity built its model with several rosy assumptions like Bob will work continuously for the next 42 years, that he will earn a rate of return of 5.5 percent year in and year out and that he starts saving right away. Everyone knows how early you start can make a huge difference. Let's take Joan, 38 years old and married with two kids. She earns $82,000 a year. She's paying a mortgage and trying to save for her kids' college. Joan got a late start. She only has $20,000 in her 401(k) retirement fund. She's contributing $300 a month to her 401(k) but using Fidelity's online calculator, she'll need $2.5 million at retirement. And she has plenty of catching up to do. Fidelity wanted a single easy number to grasp but the truth is it depends on a person's individual situation.
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